Welcome to an EXCEPTIONAL waterfront estate in the GATED enclave of Meyers Cove, where custom all-concrete block construction meets refined coastal luxury. Low HOA fees include gated entry, dock, and common area maintenance, and current flood insurance is approximately $900 a year with documentation available. HOME HAS NEVER FLOODED! HOME WARRANTY AND NEW ROOF before closing, buyer picks color! FURNITURE CAN CONVEY! Privately positioned at the end of a quiet cul-de-sac, this 4-bedroom, 3-bath residence offers 3,826 square feet of designer living space and includes a personal DOCK (slip #20) with a 16,000 lb BOAT LIFT and direct access to the Gulf. Built in 1989 and NEVER FLOODED, the home is approached by a staircase leading to a charming front courtyard framed by lush tropical landscaping, creating a serene and private arrival. Inside, the formal living room showcases rich wood flooring, a propane fireplace, and three disappearing sliding glass doors that open to the expansive patio. The formal dining room features French doors to the courtyard, dramatic lighting, and elegant architectural details, while a private office with matching French doors offers a quiet and refined workspace. The owner’s suite is a true retreat, featuring granite tile floors, dual closets, and a spa-inspired en suite with accent lighting, whirlpool tub, granite walk-in shower, floating solid wood cabinetry with under-lighting, granite countertops, oversized mirrors, crown molding, and a private water closet with bidet. A versatile bonus room just off the suite, with wood floors and French doors to a private patio, is ideal for a sitting room, gym, or second office. A beautifully UPDATED KITCHEN with soft-close cabinetry with frosted glass accents, LEVEL 5 granite countertops, double ovens, a 6-burner gas range, stainless steel refrigerator, double sink, OVERSIZED walk-in pantry, and designer jellyfish accent lighting, complemented by ceiling and under-cabinet lighting. An adjacent eat-in nook opens to the rear courtyard, while the family room invites gathering with wood floors, plantation shutters, a second propane fireplace with marble surround and floor-to-ceiling columns, custom plant-shelf lighting, and a built-in bar complete with granite, sink, refrigerator, and custom cabinetry. A UPDATED powder bath features a striking granite vessel sink and waterfall faucet. Three spacious guest bedrooms are located down the hall, each with generous closets with one offering private patio access. A full guest bath with floating vanity, quartz countertop, walk-in shower, and soaking tub opens directly to the backyard, with electric and plumbing stub-outs already in place for a FUTURE POOL. The backyard is an amazing place to unwind featuring a lush tropical oasis, built-in firepit, paver walkways, FULLY FENCED grounds, and a covered patio with skylights and wood-lined ceilings. Multiple sliding glass doors tuck seamlessly into the walls. Additional features include an oversized laundry room with cabinetry, utility sink, extra refrigerator, and direct access to the 3-car garage with 8-foot doors, 12-foot ceilings, TESLA hookup, pre-wired for generator panel, attic access, side entry, and central vacuum. The home is SOLAR-ready and enhanced with NEW FLOORING, updated granite surfaces, new porch railing, smart Alexa-controlled lighting, hurricane shutters, ALL NEW SPRINKLERS. A walk-through video is available—click Virtual Tour!